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Defend Identity Theft


Identity theft protection is obviously the best way to preserve your credit and good name. By carefully monitoring your accounts you are taking steps to prevent identity theft. In the event, however, that you think you might be a victim you should notify your banks and credit card companies immediately.

If your accounts are in question, call us at 1-888-432-5890 for immediate help. We will work with you to make the appropriate corrections of any unauthorized transactions in your accounts.

Defend against identity theft right away, if you find suspicious activity.

If you believe you are a victim of ID theft you should take the following steps as soon as possible:

Place a "Fraud Alert" on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

Equifax: 1-800-525-6285

Experian: 1-888-EXPERIAN (397-3742)

TransUnion: 1-800-680-7289

Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you have not contacted, accounts you didn't open, and debts on your accounts that you can't explain.

Close any accounts that have been tampered with or established fraudulently.

Call the security or fraud departments of each company where an account was opened or changed without your okay.

Use the ID Theft Affidavit at to support your fraud claim.

Ask for verification that disputed accounts have been closed and the fraudulent debts discharged.

Keep copies of documents and records of your conversations about the theft.

Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across the country in their investigations.

By phone: 1-877-ID-THEFT (438-4338) or TTY, 1-866-653-4261
By mail: Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580


To learn more about identity theft and how to deter, detect, and defend against it, visit Or request copies of ID theft resources by writing to:

Consumer Response Center
Federal Trade Commission
600 Pennsylvania Avenue, NW, H-130
Washington, DC 20580

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